Choose the option that best matches your situation — we'll tailor the application to suit. Good credit or bad, you're welcome here.
Source + Finance
Car Finance & Sourcing
We source the right car, then arrange the finance. Tell us the make, model and budget — we do the rest.
Car Found
Car Finance Application
Already found your perfect car? Auto Trader, a dealership or a private seller — we'll arrange finance through our panel of trusted lenders.
£100k+
Prestige & Supercar Finance
Specialist finance for prestige and supercars over £100,000 — bespoke funding, including for more complex financial backgrounds.
Good credit?
Strong profile, strong rates. We put you in front of lenders competing for your business — sharp APRs, quick decisions, no messing about.
Bad credit? You're welcome here.
CCJs, defaults, thin file or past problems — our specialist funding partners are built for clients other lenders turn away. Apply anyway; we'll find the route.
Finance
Finance Application
A full application so our team and lenders can assess your options.
Step 1 of 7 · 14% complete|Next: Personal details
Finance type
Choose the finance product you are interested in.
Personal details
Your identity and contact details for the application.
Address
Where you live and your residency situation.
Under 3 years at this address? Add your previous address in the box above too.
Employment
Work and income details for lender assessment.
Your vehicle
Tell us what to source — make, model and budget.
Tell us about the car you've found.
Tell us about the prestige or supercar (typically £100,000+).
Credit check
Review your credit with Checkmyfile, then have your report PDF ready.
Checkmyfile
Know your credit position before you apply. Checkmyfile shows your multi-agency UK credit report in one place. Download your report as a PDF — you'll attach it in WhatsApp after submitting this application (we don't take file uploads on this site, so your report never touches our servers).
Cancel your Checkmyfile free trial within the trial period or you will be charged for the subscription. Fast Lane Solutions is not responsible for any payments taken — you must cancel before you are charged.
Review & submit
Check your details, accept the terms, then send it over — it opens WhatsApp with everything pre-filled.
Prestige & Supercar Finance — Terms & Conditions
By submitting this enquiry, you acknowledge and agree to the following:
1. Our role
Fast Lane Solutions acts solely as an introducer between you, the supplying dealership and the finance provider. We are not the lender, finance company, dealership or vehicle owner.
2. Funding process
Our specialist funding partners are designed to finance clients who may not meet traditional lending criteria. Provided you meet the agreed requirements of the transaction (including the required deposit, identity verification where applicable, and any other conditions set by the funding partner), your application will normally be able to proceed, subject to the funding partner's final checks and the terms of the relevant funding agreement. Approval is not guaranteed.
3. Vehicle selection
You are responsible for selecting the vehicle you wish to purchase. Vehicle availability, pricing and specification remain subject to the supplying dealership.
4. Administration fee
A 5–10% administration fee (calculated on the vehicle's purchase price) applies to successful transactions. The exact fee will be confirmed before you proceed and must be accepted prior to completion.
5. Deposit
Where applicable, the required deposit will be confirmed after approval and once your chosen vehicle has been agreed. Deposit requirements are determined by the finance provider and/or supplier.
6. APR & finance terms
Interest rates, monthly payments, agreement length, balloon payments and all finance terms are set by the finance provider and may vary depending on the vehicle and funding arrangement.
7. Vehicle ownership
Until all contractual obligations have been fulfilled, including any final balloon payment where applicable, ownership of the vehicle remains with the finance company in accordance with your finance agreement.
8. Timescales
Vehicle delivery and completion times are estimates only and may vary depending on dealership preparation, finance approval and vehicle availability.
9. Liability
Fast Lane Solutions is not responsible for: finance approval or rejection; changes to finance terms or APR; dealership delays or cancellations; vehicle defects, warranties or aftersales issues; or any dispute between the customer, finance provider or dealership. Any disputes relating to the finance agreement or vehicle purchase must be raised directly with the relevant finance provider or supplying dealership.
10. Accuracy of information
You confirm that all information you provide is accurate and complete. Providing false or misleading information may result in your enquiry being declined.
11. Acceptance
By ticking the box below, you confirm that you have read, understood and agree to these Terms & Conditions before submitting your enquiry.
Finance is provided by third-party lenders and is subject to status, affordability and eligibility checks. Fast Lane Solutions introduces customers to funding partners; rates and terms are set by the lender. This application is an enquiry, not a credit agreement or a guarantee of approval. You confirm the information you provide is accurate and complete.
Please complete the highlighted fields before continuing.
Quick estimate
Not ready to apply yet?
Slide the numbers for a rough monthly figure — we work with people other lenders turn away, so your real rate could be better than the estimate.
Not sure? Leave it — we'll find your real rate. Bad credit considered.
Estimate only — this is a guide, not a quote or a credit offer. Your actual rate, monthly payment and eligibility depend on your circumstances and a lender's decision. Finance is subject to status and affordability checks.
Rather lease than buy? Fixed monthly rentals, drive a newer car more often, and hand it back at the end — no resale hassle. Tell us what you're after and we'll sort a leasing deal.
Our current leasing list — updated regularly. Browse what's available, then message us to lock in the deal. Prices and stock change often, so this is always the live version.
View the live leasing list
Every car currently available to lease, with terms and monthly rates — kept up to date. Opens our live sheet.